Hudson City Bank is one of the most popular banks in North-eastern part of the US. It has been consistently recognized as the most thrifty bank in the region. It went public in 1999 and since then the assets of this bank has grown by leaps and bounds. Forbes magazine has named this bank as the “Best Managed Bank in 2007 and 2008.” Today, they offer many financial products that are geared to meet the growing needs of its customers. One of its popular products is the Certificate of deposits (CDs). They come with a lot of flexibility and features. The CD interest rates are very competitive and this is one of the reasons for its popularity.

The current Hudson City CD rates are 1.15% APY for a term of 3, 4 and 5 months respectively. For a term of 3 months, the interest is simple and for the other two, it is compounded daily. The Hudson City Savings Bank CD rates are 1.25% for a term of 6 months and it is also a simple interest. The rates are 1.35% for a term of 7 months and 9 months and the interest is compounded daily. The Hudson City certificate of deposit rates are 1.45% for a term of 12 months and 13 months and this is compounded daily. The rates for an 18-month term is 1.75% while it is 2.15% for a 24-month and 30-month period. The interest rates are 2.65% for a term of 36 months, 3.15% for a term of 48 months and 3.40% for a term of 60 months respectively. These good interest rates makes these CDs an attractive avenue of investment.

E*trade Financial is one of the well-known institutions in the world of finance and investment. They have numerous products ranging from investment banking to savings products. One of their products is the certificate of deposits (CDs). There are three different kinds of CDs that is offered and they are fixed rate CD, Prime Link Cd and IRA Cd. Each of these CDs come with varying features and one must choose a CD option that best suits their needs. For all the three CD options, the minimum deposit is $1000 and the interest is compounded daily. The CD interest rates for all the three options is good and this makes them popular among investors.

The current E*Trade CD rates for fixed rate CD is 0.01% for a term of 3 months. It is 0.05% for 6 months, 0.10% for 1 year, 0.20% for 15 months, 0.30% for 1.5 years and 0.40% for 2 years respectively. The ETrade CD rates for the fixed rate CD for a term of 2.5 years is 0.50% while it is 0.60% for a period of 3 years. The rates are 1.00% for 4 years and 1.09% for 5 years. The rates for PrimeLink CD is slightly higher than the fixed rate CDs. The E-Trade CD rates for a period of 1 year is 0.39% APY. The interest rates are 0.08% for a period of two, three, four or five years. The rates for IRA CD are 0.10% for the first year. For the second year, the rate is 0.40% and for the third year, the rate is 0.60%. It is 1.00% for 4 years and 1.09% for 5 years. These competitive CD rates backed by the trust and reliability of E*Trade is the reason for its large customer base.

Discover Bank is one of the leading banks in the United States today. They offer many savings options like savings accounts and certificate of deposits (CDs). The CDs come with numerous features that are designed to make it easy for customers to open and operate their account. The interest earned from the CD can be kept in the CD or they can be transferred to another account. It is also very easy to open. Customers can open a CD online and can fund it from any account.  It can also be opened over telephone or it can be be done in person. Besides, the CD interest rates are pretty good. In fact, the Discover Bank CD rates are one of the highest in the country and this makes it all the more attractive for customers. The best part is that all deposits are safe and secure because they are insured by FDIC. So customers can live with a peace of mind.

The Discover CD rates for 3-month term deposits are 0.75% APY. It is 1.00% for 6 months, 1.10% for 9 months and 1.70% for 12 months respectively. The Discoverbank CD rates for a term of 18 months is 1.80% while for a 24-month term, it is 2.15%. 30-months term carry an interest rate of 2.20% and the interest rates are 2.50% for a period of 3 years. The interest rates are 2.65% for 4 years, 3.20% for 5 years, 3.40% for 7 years and 3.70% for 10 years respectively. These high CD rates at Discover Bank make it very popular among people who are looking for a steady income by way of interest from their deposits.

Citizens Bank was started in 1828 in Rhode Island and today it is a $151 billion commercial bank. They offer many savings products for its customers like saving account, money market account and certificate of deposit (CDs). CDs are a good savings option because the Citizens Bank offers variable term periods and a high yield on the CDs. The minimum balance required to open a CD is $1,000 for all CDs and $250 for IRA CDs and the CD interest rates are very competitive.

The Citizens Bank CD rates for a standard CD that has a term period of 11 months is 0.50%. It is 0.75% for Circle Banking customers and 1.00% for Circle Gold Banking customers. Circle Banking customers are those that have a checking account, savings account and an optional money market account or mortgage loans. Circle Gold Banking customers are those that have a Circle Gold Checking with interest account along with other checking and savings accounts. The Citizens Bank Certificate of deposit rates for a 15-month term is 0.60% for standard CDs, 0.85% for Circle banking customers and 1.10% for Circle Gold Banking customers. Citizens CD rates for a term of 30 months is 1.00% for standard CDs, 1.25% for Circle Banking customers and 1.50% for Circle Gold Banking customers. The standard CD rates are 1.50% for 3 years, 1.70% for 4 years and 2.50% for 5 years respectively. For circle banking customers, the rates are 1.75% for 3 years, 1.95% for 4 years and 2.75% for 5 years while for circle gold banking customers it is 2.00%, 2.20% and 3.00% respectively for the same periods. This is one of the best CD rates available today.

Bank of America is one of the leading banks in the US today and they operate in numerous locations across the country. They offer four different kinds of CDs, mainly to meet the investment requirements of their customers. The four kinds of CDs are High Yield CD, Risk Free CD, Opt-Up CD and standard term CD. The High Yield CD helps to increase the interest earned from the investment provided the investor can lock in the money for a certain period of time. A minimum of $5,000 is required to open the CD and it has to be for a 12-month term. The current CD interest rates on this kind of CD is 0.90% APY.

The Risk Free CD option offered by Bank of America combines a savings account and a CD to give investors good return on investment as well as a good degree of flexibility. The main advantage of this kind of CD is that one can withdraw the money before the end of the term period. A minimum deposit of $5,000 is required with a maximum cap of $500,000. The term is usually 9 months and the Bank of America CD rates on this option is 0.45%. The Opt-Up CD helps investors to take advantage of interest rates as they increase. The term period is 18 months and one can invest anywhere between $10,000 and $250,000. The Bank of America CD rates on this CD is 1.10% APY. The last Bank of America Certificate of Deposit is the Standard Term CD which offers 1.35% APY. These are some of the best CD rates in the market today.