Hudson City Bank is one of the most popular banks in North-eastern part of the US. It has been consistently recognized as the most thrifty bank in the region. It went public in 1999 and since then the assets of this bank has grown by leaps and bounds. Forbes magazine has named this bank as the “Best Managed Bank in 2007 and 2008.” Today, they offer many financial products that are geared to meet the growing needs of its customers. One of its popular products is the Certificate of deposits (CDs). They come with a lot of flexibility and features. The CD interest rates are very competitive and this is one of the reasons for its popularity.

The current Hudson City CD rates are 1.15% APY for a term of 3, 4 and 5 months respectively. For a term of 3 months, the interest is simple and for the other two, it is compounded daily. The Hudson City Savings Bank CD rates are 1.25% for a term of 6 months and it is also a simple interest. The rates are 1.35% for a term of 7 months and 9 months and the interest is compounded daily. The Hudson City certificate of deposit rates are 1.45% for a term of 12 months and 13 months and this is compounded daily. The rates for an 18-month term is 1.75% while it is 2.15% for a 24-month and 30-month period. The interest rates are 2.65% for a term of 36 months, 3.15% for a term of 48 months and 3.40% for a term of 60 months respectively. These good interest rates makes these CDs an attractive avenue of investment.

E*trade Financial is one of the well-known institutions in the world of finance and investment. They have numerous products ranging from investment banking to savings products. One of their products is the certificate of deposits (CDs). There are three different kinds of CDs that is offered and they are fixed rate CD, Prime Link Cd and IRA Cd. Each of these CDs come with varying features and one must choose a CD option that best suits their needs. For all the three CD options, the minimum deposit is $1000 and the interest is compounded daily. The CD interest rates for all the three options is good and this makes them popular among investors.

The current E*Trade CD rates for fixed rate CD is 0.01% for a term of 3 months. It is 0.05% for 6 months, 0.10% for 1 year, 0.20% for 15 months, 0.30% for 1.5 years and 0.40% for 2 years respectively. The ETrade CD rates for the fixed rate CD for a term of 2.5 years is 0.50% while it is 0.60% for a period of 3 years. The rates are 1.00% for 4 years and 1.09% for 5 years. The rates for PrimeLink CD is slightly higher than the fixed rate CDs. The E-Trade CD rates for a period of 1 year is 0.39% APY. The interest rates are 0.08% for a period of two, three, four or five years. The rates for IRA CD are 0.10% for the first year. For the second year, the rate is 0.40% and for the third year, the rate is 0.60%. It is 1.00% for 4 years and 1.09% for 5 years. These competitive CD rates backed by the trust and reliability of E*Trade is the reason for its large customer base.

Discover Bank is one of the leading banks in the United States today. They offer many savings options like savings accounts and certificate of deposits (CDs). The CDs come with numerous features that are designed to make it easy for customers to open and operate their account. The interest earned from the CD can be kept in the CD or they can be transferred to another account. It is also very easy to open. Customers can open a CD online and can fund it from any account.  It can also be opened over telephone or it can be be done in person. Besides, the CD interest rates are pretty good. In fact, the Discover Bank CD rates are one of the highest in the country and this makes it all the more attractive for customers. The best part is that all deposits are safe and secure because they are insured by FDIC. So customers can live with a peace of mind.

The Discover CD rates for 3-month term deposits are 0.75% APY. It is 1.00% for 6 months, 1.10% for 9 months and 1.70% for 12 months respectively. The Discoverbank CD rates for a term of 18 months is 1.80% while for a 24-month term, it is 2.15%. 30-months term carry an interest rate of 2.20% and the interest rates are 2.50% for a period of 3 years. The interest rates are 2.65% for 4 years, 3.20% for 5 years, 3.40% for 7 years and 3.70% for 10 years respectively. These high CD rates at Discover Bank make it very popular among people who are looking for a steady income by way of interest from their deposits.

]]> http://www.cdinterestratesinfo.com/discover-bank-cd-rates-review/feed/ 0 http://www.cdinterestratesinfo.com/citizens-bank-cd-rates-update/ http://www.cdinterestratesinfo.com/citizens-bank-cd-rates-update/#comments Tue, 26 Jan 2010 19:51:04 +0000 Bank Reviews http://www.cdinterestratesinfo.com/?p=199 Citizens Bank CD Rates Update

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Bank of America is one of the leading banks in the US today and they operate in numerous locations across the country. They offer four different kinds of CDs, mainly to meet the investment requirements of their customers. The four kinds of CDs are High Yield CD, Risk Free CD, Opt-Up CD and standard term CD. The High Yield CD helps to increase the interest earned from the investment provided the investor can lock in the money for a certain period of time. A minimum of $5,000 is required to open the CD and it has to be for a 12-month term. The current CD interest rates on this kind of CD is 0.90% APY.

The Risk Free CD option offered by Bank of America combines a savings account and a CD to give investors good return on investment as well as a good degree of flexibility. The main advantage of this kind of CD is that one can withdraw the money before the end of the term period. A minimum deposit of $5,000 is required with a maximum cap of $500,000. The term is usually 9 months and the Bank of America CD rates on this option is 0.45%. The Opt-Up CD helps investors to take advantage of interest rates as they increase. The term period is 18 months and one can invest anywhere between $10,000 and $250,000. The Bank of America CD rates on this CD is 1.10% APY. The last Bank of America Certificate of Deposit is the Standard Term CD which offers 1.35% APY. These are some of the best CD rates in the market today.

Today at CD Interest Rates we are going to update our information on Ally Bank CD Rates in order to promise all our viewers the most recent Bank CD rates in Ally Bank.

As mentioned in our previous blog, there are two main CD types, the High Yield CD and the No Penalty CD. The No Penalty CD has the freedom of a no fee early withdrawal allowing customers to open a bank account with $0 and no fees no matter the case. It is all FDIC insured allowing for maximum coverage as well as an automatic renewal is provided at maturity. The Annual Percentage Rate for the No Penalty CD for a term of 9 months is at 1.34%.

As for the High Yield CD, it works the same as the No Penalty CD in terms of its same $0 deposit to open an account and no monthly fees required. It is also FDIC insured with the benefit of being able to withdraw and receive earned interest as an income and an automatic renewal at maturity. The Annual Percentage Rates for the High Yield CD has a range from 3 months up to 5 years with the APY increasing the longer the term.

From a start of 3 months the APY is at 1.05%, at 6 months the APY is at 1.40%, at 9 months the APY is at 1.30%, at 12 months the APY is at 1.85%, at 18 months the APY is at 1.89%, at 2 years the APY is at 2.19%, at 3 years the APY is at 2.50%, at 4 years the APY is at 2.75%, at 5 years the APY is at 3.10%.

Here at CD Interest Rates Info, we try to keep you up to date on what’s going on with the latest in top CD interest rates. When we last looked at Jumbo CD interest rates, they were holding steady at a good pace. Now it’s time for an update and (hopefully) some good news.

1 Year Term Jumbo CD Rates
For this term, Umbrella Bank has a 2.10% APY offer. MetLife Bank has a 2.00% APY and State Bank of India (NY) has a 1.96% APY. Discover Bank, AIG Bank, and Ally Bank all have a 1.90% APY offer as well.

3 Year Term Jumbo Certificate of Deposit Rates
For this term, Flagstar Direct has a 2.97% APY and First Internet Bank of Indiana has a 2.65% APY. State Bank of India (NY) has a 2.63% while Discover Bank has a 2.60% APY offer. USAA, Ally Bank, and Aurora Bank all have a 2.55% APY offer as well.

5 Year Term Jumbo CD Interest Rates
For this popular long term, the top CD interest rates are at State Bank of India (NY) with a 3.39% APY, but Discover Bank isn’t far behind with a 3.35% APY. First Internet Bank of Indiana has a 3.30% APY and Intervest National Bank has a 3.27% APY. OneWest Bank has a 3.20% APY as does E-Loan.

There are definitely a lot of great Jumbo CD rates to look at now. All banks listed are FDIC insured. Remember that the FDIC insures up to $250,000 in deposits until January 1, 2013. So if your Jumbo certificate of deposit rates expire before then, they are fully covered up to that dollar figure.

We haven’t looked at CD interest rates and GMAC Bank CD offers in a while, so we here at CD Interest Rates Info thought we should do that and bring you up to date on what’s happening with GMAC interest rates.

GMAC Bank has changed its name to Ally Bank, though GMAC Finance is still under the same name for auto loans. The CD rates at GMAC Bank have been the best in the nation for a long time and continue to be so now with great offers in GMAC interest rates given.

For the best offer now, the No Penalty CD has GMAC Bank CD rates of 1.60% annual percentage yield (APY) for a 9 month term. This offer has no minimum deposit requirements and no fees attached. A great way to get in on CD rates at GMAC Bank.

Standard offers are good as well, of course. GMAC CD rates on 3 month terms are 1.15% APY, 1.50% APY on six months, and 2.00% on 12 and 18 month terms. Excellent GMAC interest rates there.

For 2 years, the GMAC Bank CD rates are 2.25% APY, 2.70% APY for 3 years, and 2.85% APY for four years. Finally, a five year term nets CD interest rates of 3.35% APY.

Definitely some good offers and nationally-leading CD interest rates on that list. GMAC Bank CD offers are subject to change at any time, of course. GMAC (Ally) is fully FDIC insured. If any of these GMAC Bank CD offers appeal to you, lock yours in today.

We haven’t looked at Ally Bank CD rates here at CD Interest Rates Info since Ally was still commonly called GMAC Bank and the new name hadn’t sunk in yet. It’s time once again to update you on Ally CD interest rates.

There are two basic CD type sat Ally Bank: Classic and No Penalty. The No Penalty comes in only one term, which is 9 months at 1.90% annual percentage yield (APY). This account allows the owner to close it at any time and withdraw funds during the term with no penalty.

The other Ally CD interest rates are found in the standard accounts. GMAC was always competitive and Ally CD rates continue that trend.

A 3 month term gives a 1.10% APY and a 6 month term gives 1.60% APY. 12 or 18 months has a 2.00% APY and 2 years a 2.25% APY. The CD rates at Ally Bank continue with 3 years giving 2.70% APY and 4 years 2.85% APY. Five years finishes it out with Ally CD interest rates at 3.25% APY.

All of these Ally Bank CD rates require no minimum deposit to open, have no fees attached (unless it’s a standard CD and you withdraw early). All interest compounds daily. These compare to teh current 1.75% and 1.70% APY variable rates on Ally savings and money market accounts right now.

All accounts at Ally are FDIC insured to the fullest extent of the law. If any of these Ally CD interest rates appeal to you, lock yours in quickly. Rates change often and the best Ally CD rates will change soon.

It’s time to get up-to-date on the latest in jumbo CD interest rates, so we here at CD Interest Rates Info have done some homework and found the latest information for you.  As usual, we’ll rank our finds by annual percentage yield (APY) and we’ll look at the most popular jumbo certificate of deposit rates terms (1-5 years).

1 Year Term Jumbo CD Rates
The best rates for this term are at Discover Bank and Ally Bank (formerly GMAC), both with a 2.30% APY. Not far behind are OneWest (CA), Excel National Bank, and UmbrellaBank.com at 2.25% APY. Finally, AIG has a 2.21% APY for this term.

2 Year Term Jumbo CD Interest Rates
For this term, the top CD interest rates are at Discover Bank with a 2.65% APY followed by Intervest National Bank (NY) at 2.50% APY. Then comes E-Loan at 2.47% APY and AIG Bank at 2.46% APY.

3 Year Term Jumbo CD Rates
For jumbo certificate of deposit rates in this term, the top bank is again Discover at 3.05% APY followed by AIG at 2.96% APY with Ally Bank close behind at 2.95% APY.

4 Year Term Jumbo CD Interest Rates
Intervest National Bank grabs the lead at 3.55% APY for top CD interest rates in this term. Discover comes next at 3.20% APY and Luana Savings (IA) is at 3.07% APY followed closely by OneWest at 3.05% APY.

5 Year Term Jumbo CD Rates
For jumbo certificate of deposit rates in this term, the competition is as fierce as the 1 year term. On top is OneWest Bank and Third Federal Savings and Loan (OH) at 3.65% APY. Close behind that is Intervest National at 3.62% APY and then Discover, Ally, E-Loan, and Waterfield Bank (MD) at 3.50% APY.

As you can see, the top CD interest rates for jumbo CD rates are pretty competitive in most terms. All banks listed here are FDIC insured. Rates change quickly, so if you see jumbo CD interest rates that you like, grab them now before they change.