Huntington Bank offers many savings products for their customers and one of their best ones is the certificate of deposit. It is ideal for anyone looking to earn a higher rate of interest on a sum of money that will not be needed by them in the near future. This is an important criterion for choosing CDs as a form of investment because early withdrawal before the end of the term period will attract penalty. To avoid this, its a good idea to invest only the money that will not be required anytime soon. To make it easier for their customers, this bank offers a variety of CDs that come with differing interest rates and term periods.

The Huntington CD rates for the Easy Access CD account is 0.15% APY for all balances and the term period is fixed for 12 months. The Huntington Bank CD rates are 0.13% APY for the Stepped Rate CD option that comes with a fixed term of 24 months. The CD interest rates for the first six months is 0.05%, the second six months is 0.10%, the third six months is 0.15% and the final six months is 0.20% and this brings the average to the above-mentioned 0.13%. The CD rates at Huntington Bank for the 13 month Linked Rate CD is 0.60% APY while the Huntington Bank certificate of deposit rates for the 37 month linked rate CD is 0.75% APY respectively. For regular CDs, the rates are 0.01% APY for all balances with a term of one month or three months, 0.10% APY for a term of six months, 0.15% APY for a term of nine months and one year, 0.25% APY for a term of 18 months, 0.30% APY for a term of 24 months, 0.45% APY for a term of 36 months, 0.70% APY for a term of 48 months, 0.95% APY for a term of 60 months and 1.00% APY for a term of 72 months respectively.

Another bank that we here at CD Interest Rates Info haven’t had a look at before is Hanmi Bank. They caught our attention recently when they recruited Cleveland Indian player Choo Shin Soo as their spokesperson. This California bank has some of the best CD interest rates we’ve seen around.

Of interest are the Hanmi Bank CD rates offered for Internet CD accounts. For these accounts, CD rates at Hanmi are pretty great, starting at 0.55% annual percentage yield (APY) for a 3 month term. These Internet CD accounts require a $1,000 deposit to open and maintain without fees.

For a 6 month term, Hanmi Bank certificate of deposit rates are 0.95% APY – one of the highest in the nation right now. For 9 months it is 1.01% APY, one of the few today that is offering a rate over 1% for less than a year.

The real shining star in Hanmi CD rates is in the 12 month term which has a 1.11% APY and this rate is ONLY available online. This is one of the best CD interest rates nationally for this term.

As an incidental aside, while these CD rates at Hanmi are of interest, so are their Internet Savings accounts. Open one of those and you get 0.90% APY on deposits over 1 penny and up to $24,999.99 (the maximum allowed for this promotion). So if you have an interest in savings, that’s a good one.

Hanmi Bank is, of course, fully FDIC insured.

We haven’t looked at this popular credit union yet, but were very impressed with the high returns that Golden 1 Credit Union gives on certificates of dividend (the credit union version of certificates of deposit). They are showing some of the best CD interest rates we’ve seen lately.

Cd rates at Golden 1 begin in a 3 month term and go out to 60 months with annual percentage yields (APY) based on deposit amount.

On a 3 month term, Golden 1 Bank CD rates are 0.25% APY for deposits from $1,000 (minimum) up to $99,999.99. Jumbo ($100,000+) dividends give a 0.30% APY.

On a 6 month term, Golden 1 Bank certificate of deposit rates are 0.35% APY from a $1,000 to a $49,999.99 deposit. At $50,000 to $99,999.99 they are 0.40% APY and Jumbo rates are 0.45% APY.

For a 12 or 18 month term, Golden 1 CD rates are 0.55% APY for deposits of $1,000 to $9,999.99. $10,000 to $49,999.99 gets a 0.60% APY and from $50,000 to $99,999.99 the rate is 0.65% APY. Finally, at $100,000 or more, the best CD interest rates for this term are 0.70% APY.

At 24 months, the CD rates at Golden 1 are 1.00% APY for $1,000 to $9,999.99 in deposits. Going to $10,000 to $99,999.99 the rate is 1.05% APY and for $100,000 or more it’s 1.10% APY.

Golden Bank CD rates at 36 months climb to 1.45% APY for $1,000 to $99,999.99 in deposits and Jumbo rates at 1.50% APY.

They continue to keep interesting as Golden 1 CD rates at 48 months get to 1.90% APY for $1,000 to $99,999.99 in deposits. Going to $100,000 or more, they are 1.95% APY.

To top it all off, CD rates at Golden 1 for the 60 month term are at 2.25% APY from $1,000 to $99,999.99 and then go to 2.30% APY for Jumbo deposits.

You can agree that the rates here are pretty great and some of the best CD interest rates we’ve seen in a while. Golden 1 Credit Union is fully insured by the NCUA.

Here are the most recent updates for people of Virginia and Pennsylvania from CD Interest Rates Info.

As of April, 2011, the smallest amount that can be deposited into a Fulton CD is $1,000 dollars.

Fulton Bank certificates of deposit rates are in a tiered format and must be linked to a checking account at Fulton to receive the preferred rate. In order to receive the higher CD rates at Fulton, as listed, you must also have a total of $15,000 on deposit in one or more accounts at Fulton.

Present CD rates encompass the standard rates preceded by the relationship rates. The 3 month CD has an APY of .30% and the 5 month CD has an APY of .55%. You can earn .40% to .65% on the 6 month CD. For the 7 and 8 month CD they are bringing in .35% APY and .60% APY. If you are interested in the 9 to 11 month CD they are grossing .45% APY and .70% APY.

A longer term CD is the 12 month CD grossing .50% APY to .75%. You can earn .65% APY and .90% on the 13 to 15 month CD. For 18 – 22 month CD it will bring back .75% and 1.00% APY. For a longer term CD there is the two year CD which makes an APY of .80% to 1.05%. From two years to 29 months CD you will make .90% and .15% APY.

The largest earning CD’s are the 30 to 35 month making 1.00% APY to 1.25%APY. There is also the 36 month CD making 1.25% APY to 1.50% APY, or you can go with the four year CD that makes 1.50% to 1.75% APY. And lastly there is the 50 month CD that makes the highest rates with a 1.75% APY to 2.00% APY.

Fulton Bank is fully FDIC insured.

In our never ending quest to find the best CD interest rates, we here at CD Interest Rates Info look at all types of banks nationally. Today, we’re looking at one that is often overlooked and bringing you the latest in Frost Bank CD rates.

Frost CD rates come in various shapes according to term and deposit amount. We’ll start with the lower-amount terms ($1,000 minimum to $99,999). Terms for these start at 90 days with Frost Bank CD rates matching the length of the term.

For 90 days, rates are 0.15% annual percentage yield, for 180 days they are 0.25% APY and for 1 year they are 0.30% APY. For 18 months, they’re 0.50% APY and for 2 years they are 0.60% APY. These are good CD rates at Frost, but they are not necessarily nationally competitive.

For those with more to deposit, in Jumbo CD rates (starting at $100,000), Frost Bank certificate of deposit offers are a little better. For 14, 30, 60, or 90 days on the short term, they offer 0.15% APY. For 180 days, it’s 0.30% APY and for 1 year it’s 0.35% APY. 18 months gives 0.55% APY and 2 years gives 0.60% APY for these Jumbo rates.

These Jumbo CD rates at Frost are a little better, but not the best available. For those who’d rather use a closer-to-home, smaller bank with a good standing at the FDIC and full insurance, however, it might be a good choice.

These CD rates at Frost can change at any time. If they appeal to you, get your best CD interest rates today before they do.

Here at CD Interest Rates Info, we like to keep you updated on the latest offerings at favorite banks around the nation. Today, we’re looking at Flagstar Bank CD rates, a popular bank in Michigan and surrounds.

Flagstar Bank certificate of deposit rates are available in 30 day out to 120 month terms with annual percentage yields (APY) to match. A special Smart Choice 12 month and a Rising Rate 24 Month offer are also available. We’ll look at those first.

The Smart Choice 12 Month Variable has CD interest rates of 1.26% right now, varying by the high yield savings offer, month-to-month. The Rising Rate 24 Month offer has tiered rates, getting higher with each six month term within the 2 years. It starts with Flagstar CD rates of 0.15% APY and goes up to 0.65%, 1.14%, and 1.64% on month 6, 12, and month 18. That’s an average APY of 0.895% for the duration.

Standard, current CD rates for accounts begin at 30-89 days with 0.05%, 90-179 days at 0.15%, 180-364 days at 0.40%, 12-17 months at 0.50% APY, and 18-23 months at 0.70% APY.

More Flagstar Bank CD rates are at 24-29 months at 0.99% APY, 30-35 months at 1.09% APY, 36-47 months at 1.25% APY, and 48-59 months at 1.50% APY.

More Flagstar Bank certificate of deposit rates are available for 60-71 months at 1.99% APY and all offers thereafter out to 120 months at the same 1.99% APY best CD rates.

Flagstar Bank is, of course, fully FDIC insured. If any of these current CD rates appeal to you, be sure to lock yours in today as CD interest rates can change at any time.

Today at CD Interest Rates Info, we’re going to look at the best Jumbo CD rates available nationally right now. Jumbo CDs are, of course, high-deposit CDs ($100,000 or more). We will be ranking them by deposit term and highest jumbo CD rates in annual percentage yields (APY).

1 Year Jumbo CD Interest Rates
For this term, Aurora Bank has a 1.31% APY offer on their jumbo certificate of deposit rates. Discover Bank has a 1.30% APY while Ally has a 1.29% APY offer.

2 Year Highest Jumbo CD Rates
Discover Bank has a 1.60% APY offer in this term, followed by Aurora Bank witha 1.59% APY and Ally with a 1.56% APY. Both USAA and MetLife Bank have 1.55% APY offers worth mentioning as well.

3 Year Best Jumbo CD Rates
In this term, jumbo certificate of deposit rates are highest at USAA with a 2.05% APY. MetLife follows with a 1.90% APY and Aurora Bank is right behind with a 1.89% APY.

4 Year Jumbo CD Interest Rates
Lots of competition in this term with USAA showing 2.25% APY, Aurora Bank with 2.11% APY, and Discoer and First Internet Bank of Indiana with 2.10% APY offers. Ally and NOVA Bank have 2.05% APY offers as well.

5 Year Best Jumbo CD Rates
This is one of the moot popular jumbo certificate of deposit rates terms and so it’s competitive. First Internet Bank of Indiana has a 2.55% APY to lead off, followed by USAA and Discover Bank with 2.45% APY offers. Ally has a 2.40% APY and Aurora Bank has a 2.37% APY. There are a dozen banks in total with rates higher than 2.20% APY in this term, in fact.

All banks listed are FDIC insured.

There are a lot of reasons for a person, to choose a bank to fulfill his or her financial goals. Anyone should find it easy to open accounts, access them and talk to friendly customer service representatives at anytime apart from earning an attractive interest rate. FirstBank has all these options and this makes it a preferred bank for many users.

Time savings account is a category under which First Bank CD rates would be 0.20% APY deposit for a period of 91 days. For a period of 1 year, the interest rate would be 0.60%. For 2 years savings, interest rate would be 0.90% APY. Multiple deposits could be held with no service charge under this scheme.

Next is the Time Deposit account. For a term of 91 days, the CD rates at First Bank would be 0.20% APY while for a 182 days deposit, interest rate is 0.40% APY. For 1 year Term deposit, interest is 0.60% APY and for 2 year Term deposit, FirstBank Bank CD rates are 0.90% APY. For 3 to 3.5 year Term Deposit, interest rate is 1.10% APY and for 5 year Term deposit, the FirstBank certificate of deposit rates are 1.70% APY.

Under the Premium account category, for a period of 91 days, interest rate is 0.30% APY. For a 182 days Premier Time deposit, interest rate is 0.50% APY. For 1 year Time Premium, interest is 0.70%APY. while for a 2 year Time Premium, CD interest rates are 1.00% APY. For a period of 3 to 3.5 years, interest rate is 1.20% APY. For a 5 year Premier Time, interest rate is 2.00% APY. Minimum amount under this scheme would be $10000 failing of which will fetch interest rate equal to regular savings account rates.

First Tennessee had modest beginning about 100 years back and since then it has grown to become one of the largest banks in the southern region of the United States. It offers numerous products and services that are geared to meet the changing needs of its customers. Each of these products, including their certificate of deposits, come with competitive interest rates and good features.

The regular CD comes with flexible payment options and terms that range from 1 to 60 months. The First Tennessee CD rates for a period of 30 days or 60 days are 0.15% APY. For a period of 90 days, the CD rates at First Tennessee are 0.20% APY while for a period of 120 days, the rates are 0.30% APY. The First Tennessee Bank CD rates for a period of 270 days and 12 months are 0.40%. The rates are 0.50% for 24 months, 0.60% for 36 months, 0.90% for 48 months and 1.20% for 60 months respectively.

The second CD option is known as the Rate Climber CD. As the name implies, you can increase the rate of interest once during the term of your CD. This helps you to earn a higher rate of interest when the rates go up. The CD interest rates are the same as the regular CD. You can choose from differing terms like 12 month, 24 month and 36 month. All deposits are insured by FDIC, so you not only enjoy a good rate of interest but also a high degree of safety. In short, the First Tennessee certificate of deposit is a safe place to invest with good features and interest rates.

The First Niagara Bank is one of the leading banks in America and they offer many schemes in their Savings deposit and Certificate of Deposits. The CDs comes with numerous options that make the customers easy to open and operate their accounts. Any term fetches competitive CD interest rates and all of them are backed with protection of FDIC insurance and that makes them all the more attractive. The Certificate of Deposit (CD) could be used as a qualifying factor for the First Niagara Belief Bunker Bundle. The CD term ranges from 7 days to 10 years. Interest earned from the CDs could be withdrawn and utilized then and there or could be kept in the account to grow faster. All banking products of First Niagara, are designed to make it easy for the customers to manage their money easier.

The First Niagara CD rates for a 15 months term is 0.45% APY and could be opened with a balance of $500. CD rates at First Niagara for 29 months term is 0.65% APY. With the help of First Niagara Bank certificate of deposit you can fund your IRA. On an 18 month IRA you can make additional deposits to reach your retirement goals quicker.

There is another option called the eCD, where you can enjoy your money building for a long term period. Open your account anywhere with a computer according to your convenience. First Niagara Bank CD rates for a term of 30 months would be 0.30% APY and minimum balance under this scheme is $5000. These CD interest rates are quite competitive and you can be assured of guaranteed returns.