We haven’t looked at this popular credit union yet, but were very impressed with the high returns that Golden 1 Credit Union gives on certificates of dividend (the credit union version of certificates of deposit). They are showing some of the best CD interest rates we’ve seen lately.

Cd rates at Golden 1 begin in a 3 month term and go out to 60 months with annual percentage yields (APY) based on deposit amount.

On a 3 month term, Golden 1 Bank CD rates are 0.25% APY for deposits from $1,000 (minimum) up to $99,999.99. Jumbo ($100,000+) dividends give a 0.30% APY.

On a 6 month term, Golden 1 Bank certificate of deposit rates are 0.35% APY from a $1,000 to a $49,999.99 deposit. At $50,000 to $99,999.99 they are 0.40% APY and Jumbo rates are 0.45% APY.

For a 12 or 18 month term, Golden 1 CD rates are 0.55% APY for deposits of $1,000 to $9,999.99. $10,000 to $49,999.99 gets a 0.60% APY and from $50,000 to $99,999.99 the rate is 0.65% APY. Finally, at $100,000 or more, the best CD interest rates for this term are 0.70% APY.

At 24 months, the CD rates at Golden 1 are 1.00% APY for $1,000 to $9,999.99 in deposits. Going to $10,000 to $99,999.99 the rate is 1.05% APY and for $100,000 or more it’s 1.10% APY.

Golden Bank CD rates at 36 months climb to 1.45% APY for $1,000 to $99,999.99 in deposits and Jumbo rates at 1.50% APY.

They continue to keep interesting as Golden 1 CD rates at 48 months get to 1.90% APY for $1,000 to $99,999.99 in deposits. Going to $100,000 or more, they are 1.95% APY.

To top it all off, CD rates at Golden 1 for the 60 month term are at 2.25% APY from $1,000 to $99,999.99 and then go to 2.30% APY for Jumbo deposits.

You can agree that the rates here are pretty great and some of the best CD interest rates we’ve seen in a while. Golden 1 Credit Union is fully insured by the NCUA.