Hanmi Bank CD rates

Another bank that we here at CD Interest Rates Info haven’t had a look at before is Hanmi Bank. They caught our attention recently when they recruited Cleveland Indian player Choo Shin Soo as their spokesperson. This California bank has some of the best CD interest rates we’ve seen around.

Of interest are the Hanmi Bank CD rates offered for Internet CD accounts. For these accounts, CD rates at Hanmi are pretty great, starting at 0.55% annual percentage yield (APY) for a 3 month term. These Internet CD accounts require a $1,000 deposit to open and maintain without fees.

For a 6 month term, Hanmi Bank certificate of deposit rates are 0.95% APY – one of the highest in the nation right now. For 9 months it is 1.01% APY, one of the few today that is offering a rate over 1% for less than a year.

The real shining star in Hanmi CD rates is in the 12 month term which has a 1.11% APY and this rate is ONLY available online. This is one of the best CD interest rates nationally for this term.

As an incidental aside, while these CD rates at Hanmi are of interest, so are their Internet Savings accounts. Open one of those and you get 0.90% APY on deposits over 1 penny and up to $24,999.99 (the maximum allowed for this promotion). So if you have an interest in savings, that’s a good one.

Hanmi Bank is, of course, fully FDIC insured.

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