Huntington Bank offers many savings products for their customers and one of their best ones is the certificate of deposit. It is ideal for anyone looking to earn a higher rate of interest on a sum of money that will not be needed by them in the near future. This is an important criterion for choosing CDs as a form of investment because early withdrawal before the end of the term period will attract penalty. To avoid this, its a good idea to invest only the money that will not be required anytime soon. To make it easier for their customers, this bank offers a variety of CDs that come with differing interest rates and term periods.

The Huntington CD rates for the Easy Access CD account is 0.15% APY for all balances and the term period is fixed for 12 months. The Huntington Bank CD rates are 0.13% APY for the Stepped Rate CD option that comes with a fixed term of 24 months. The CD interest rates for the first six months is 0.05%, the second six months is 0.10%, the third six months is 0.15% and the final six months is 0.20% and this brings the average to the above-mentioned 0.13%. The CD rates at Huntington Bank for the 13 month Linked Rate CD is 0.60% APY while the Huntington Bank certificate of deposit rates for the 37 month linked rate CD is 0.75% APY respectively. For regular CDs, the rates are 0.01% APY for all balances with a term of one month or three months, 0.10% APY for a term of six months, 0.15% APY for a term of nine months and one year, 0.25% APY for a term of 18 months, 0.30% APY for a term of 24 months, 0.45% APY for a term of 36 months, 0.70% APY for a term of 48 months, 0.95% APY for a term of 60 months and 1.00% APY for a term of 72 months respectively.