Hudson City Bank is one of the most popular banks in North-eastern part of the US. It has been consistently recognized as the most thrifty bank in the region. It went public in 1999 and since then the assets of this bank has grown by leaps and bounds. Forbes magazine has named this bank as the “Best Managed Bank in 2007 and 2008.” Today, they offer many financial products that are geared to meet the growing needs of its customers. One of its popular products is the Certificate of deposits (CDs). They come with a lot of flexibility and features. The CD interest rates are very competitive and this is one of the reasons for its popularity.

The current Hudson City CD rates are 1.15% APY for a term of 3, 4 and 5 months respectively. For a term of 3 months, the interest is simple and for the other two, it is compounded daily. The Hudson City Savings Bank CD rates are 1.25% for a term of 6 months and it is also a simple interest. The rates are 1.35% for a term of 7 months and 9 months and the interest is compounded daily. The Hudson City certificate of deposit rates are 1.45% for a term of 12 months and 13 months and this is compounded daily. The rates for an 18-month term is 1.75% while it is 2.15% for a 24-month and 30-month period. The interest rates are 2.65% for a term of 36 months, 3.15% for a term of 48 months and 3.40% for a term of 60 months respectively. These good interest rates makes these CDs an attractive avenue of investment.

E*trade Financial is one of the well-known institutions in the world of finance and investment. They have numerous products ranging from investment banking to savings products. One of their products is the certificate of deposits (CDs). There are three different kinds of CDs that is offered and they are fixed rate CD, Prime Link Cd and IRA Cd. Each of these CDs come with varying features and one must choose a CD option that best suits their needs. For all the three CD options, the minimum deposit is $1000 and the interest is compounded daily. The CD interest rates for all the three options is good and this makes them popular among investors.

The current E*Trade CD rates for fixed rate CD is 0.01% for a term of 3 months. It is 0.05% for 6 months, 0.10% for 1 year, 0.20% for 15 months, 0.30% for 1.5 years and 0.40% for 2 years respectively. The ETrade CD rates for the fixed rate CD for a term of 2.5 years is 0.50% while it is 0.60% for a period of 3 years. The rates are 1.00% for 4 years and 1.09% for 5 years. The rates for PrimeLink CD is slightly higher than the fixed rate CDs. The E-Trade CD rates for a period of 1 year is 0.39% APY. The interest rates are 0.08% for a period of two, three, four or five years. The rates for IRA CD are 0.10% for the first year. For the second year, the rate is 0.40% and for the third year, the rate is 0.60%. It is 1.00% for 4 years and 1.09% for 5 years. These competitive CD rates backed by the trust and reliability of E*Trade is the reason for its large customer base.

Discover Bank is one of the leading banks in the United States today. They offer many savings options like savings accounts and certificate of deposits (CDs). The CDs come with numerous features that are designed to make it easy for customers to open and operate their account. The interest earned from the CD can be kept in the CD or they can be transferred to another account. It is also very easy to open. Customers can open a CD online and can fund it from any account.  It can also be opened over telephone or it can be be done in person. Besides, the CD interest rates are pretty good. In fact, the Discover Bank CD rates are one of the highest in the country and this makes it all the more attractive for customers. The best part is that all deposits are safe and secure because they are insured by FDIC. So customers can live with a peace of mind.

The Discover CD rates for 3-month term deposits are 0.75% APY. It is 1.00% for 6 months, 1.10% for 9 months and 1.70% for 12 months respectively. The Discoverbank CD rates for a term of 18 months is 1.80% while for a 24-month term, it is 2.15%. 30-months term carry an interest rate of 2.20% and the interest rates are 2.50% for a period of 3 years. The interest rates are 2.65% for 4 years, 3.20% for 5 years, 3.40% for 7 years and 3.70% for 10 years respectively. These high CD rates at Discover Bank make it very popular among people who are looking for a steady income by way of interest from their deposits.

]]> http://www.cdinterestratesinfo.com/discover-bank-cd-rates-review/feed/ 0 http://www.cdinterestratesinfo.com/citizens-bank-cd-rates-update/ http://www.cdinterestratesinfo.com/citizens-bank-cd-rates-update/#comments Tue, 26 Jan 2010 19:51:04 +0000 Bank Reviews http://www.cdinterestratesinfo.com/?p=199 Citizens Bank CD Rates Update

Post from: CD Interest Rates Info

Bank of America is one of the leading banks in the US today and they operate in numerous locations across the country. They offer four different kinds of CDs, mainly to meet the investment requirements of their customers. The four kinds of CDs are High Yield CD, Risk Free CD, Opt-Up CD and standard term CD. The High Yield CD helps to increase the interest earned from the investment provided the investor can lock in the money for a certain period of time. A minimum of $5,000 is required to open the CD and it has to be for a 12-month term. The current CD interest rates on this kind of CD is 0.90% APY.

The Risk Free CD option offered by Bank of America combines a savings account and a CD to give investors good return on investment as well as a good degree of flexibility. The main advantage of this kind of CD is that one can withdraw the money before the end of the term period. A minimum deposit of $5,000 is required with a maximum cap of $500,000. The term is usually 9 months and the Bank of America CD rates on this option is 0.45%. The Opt-Up CD helps investors to take advantage of interest rates as they increase. The term period is 18 months and one can invest anywhere between $10,000 and $250,000. The Bank of America CD rates on this CD is 1.10% APY. The last Bank of America Certificate of Deposit is the Standard Term CD which offers 1.35% APY. These are some of the best CD rates in the market today.

Today at CD Interest Rates we are going to update our information on Ally Bank CD Rates in order to promise all our viewers the most recent Bank CD rates in Ally Bank.

As mentioned in our previous blog, there are two main CD types, the High Yield CD and the No Penalty CD. The No Penalty CD has the freedom of a no fee early withdrawal allowing customers to open a bank account with $0 and no fees no matter the case. It is all FDIC insured allowing for maximum coverage as well as an automatic renewal is provided at maturity. The Annual Percentage Rate for the No Penalty CD for a term of 9 months is at 1.34%.

As for the High Yield CD, it works the same as the No Penalty CD in terms of its same $0 deposit to open an account and no monthly fees required. It is also FDIC insured with the benefit of being able to withdraw and receive earned interest as an income and an automatic renewal at maturity. The Annual Percentage Rates for the High Yield CD has a range from 3 months up to 5 years with the APY increasing the longer the term.

From a start of 3 months the APY is at 1.05%, at 6 months the APY is at 1.40%, at 9 months the APY is at 1.30%, at 12 months the APY is at 1.85%, at 18 months the APY is at 1.89%, at 2 years the APY is at 2.19%, at 3 years the APY is at 2.50%, at 4 years the APY is at 2.75%, at 5 years the APY is at 3.10%.

We haven’t looked at CD interest rates and GMAC Bank CD offers in a while, so we here at CD Interest Rates Info thought we should do that and bring you up to date on what’s happening with GMAC interest rates.

GMAC Bank has changed its name to Ally Bank, though GMAC Finance is still under the same name for auto loans. The CD rates at GMAC Bank have been the best in the nation for a long time and continue to be so now with great offers in GMAC interest rates given.

For the best offer now, the No Penalty CD has GMAC Bank CD rates of 1.60% annual percentage yield (APY) for a 9 month term. This offer has no minimum deposit requirements and no fees attached. A great way to get in on CD rates at GMAC Bank.

Standard offers are good as well, of course. GMAC CD rates on 3 month terms are 1.15% APY, 1.50% APY on six months, and 2.00% on 12 and 18 month terms. Excellent GMAC interest rates there.

For 2 years, the GMAC Bank CD rates are 2.25% APY, 2.70% APY for 3 years, and 2.85% APY for four years. Finally, a five year term nets CD interest rates of 3.35% APY.

Definitely some good offers and nationally-leading CD interest rates on that list. GMAC Bank CD offers are subject to change at any time, of course. GMAC (Ally) is fully FDIC insured. If any of these GMAC Bank CD offers appeal to you, lock yours in today.

When we last looked at ING CD rates, they were very high, especially for some of the specials they were running.  Like most high-rate CD interest rates, though, that’s changed.  So we here at CD Interest Rates Info thought it about time we brought you up to date with ING Direct CD rates.

Right now, rates are in tiers by term and we’ll express them here at annual percentage yields (APY).  ING certificate of deposit rates are holding steady at slightly above national average, but for some terms, especially the common ones like 1, 3, and 5 years, other offers might have higher CD interest rates.

For a six or nine month term, ING CD rates are 1.25% APY.  One year or eighteen month ING Direct CD rates are 1.50% APY.  Twenty-four, thirty, and thirty-six month terms for ING certificate of deposit rates are also 1.50% APY and others might be offering something better right now for those terms.

Finally, forty-eight and sixty month terms give ING CD rates of 1.75% APY.

All of these ING Direct CD rates are available online, nationally, and can be opened anywhere in the U.S.  All ING accounts are FDIC insured.  To get the best CD interest rates, we recommend you move quickly before these change again.  Some of these ING CD rates are very good and worth looking into.

There has been a good deal of buzz lately about New Dominion Bank CD Rates being amongst the highest CD Interest rates around.  Therefore, CD Interest Rates Info thought we had better take a look at the CD rates at New Dominion Bank to see how they compare to the competition.

New Dominion has two types of certificates of deposit: fixed rate CDs and variable rate CDs.  We looked at both types, and have some good news and bad news to report.

First the bad news: the New Dominion Bank variable rate CDs currently all have interest rates below 1.00 percent.  Therefore, we can’t really recommend those certificates of deposit.

Now for the good news: in reviewing New Dominion fixed rate CDs, we found one of the highest CD rates currently available.  The New Dominion 24 month CD earns an Annual Percentage Yield of 3.01 percent.  That’s hard to beat in today’s market.  This CD requires a minimum deposit of $3,000, and is insured in accordance with FDIC requirements.

So, if you are looking for some high interest CD interest rates, you may want to check out New Dominion CD rates.  Be sure to see the New Dominion online banking web site to confirm the current CD rates available in your area, because certificate of deposit rates and terms can change quickly and differ by location.

In addition to its well-know insurance business, State Farm has been in the banking business for many years now.  So, we here at CD Interest Rates Info thought that we would check out State Farm Bank CD rates and let you know what we found.

We reviewed all of the standard State Farm CD rates, and we also looked at State Farm jumbo CD rates.  Because the jumbo CD rates were not much more than the standard CD rates, we will focus on the standard rates for this article.

The State Farm Bank 1 year certificate of deposit bears an interest rate of 1.99 percent, which yields an Annual Percentage Yield (APY) of 2.01 percent.  The minimum opening balance is $500 for this CD.

State Farm Bank’s 5 year CD earns an interest rate of 2.56 percent, translating to an Annual Percentage Yield (APY) of 2.59 percent.  The minimum investment for this CD is also $500.

So, if you are in the market for a one year certificate of deposit or a five year certificate of deposit, then you may want to check out State Farm CD Rates.  Be sure to check out the State Farm Bank online banking web site for the current rates and terms available in your town, as CD rates can change quickly and are often different depending upon where you live.