HSBC is not only the largest banking organization in the world, HSBC is actually the biggest company in the world.  So, we here at CD Interest Rates Info thought we should take a look at HSBC CD Rates to see how they compare with other certificates of deposit currently being offered.

Unfortunately, HSBC bank CD rates are far from being the best CD rates that we have run across.  In fact, only 2 of the HSBC Online CD rates has an Annual Percentage Yield (APY) over 2.00 percent.

The HSBC 1 year plus 1 day CD earns an APY of 2.25 percent, and honestly is just not anywhere near the highest CD rates that we have seen for a 12 month CD.  The HSBC 6 month CD earns an APY of 2.75 percent, which is a bit more respectable — especially considering that this is a short-term CD.  Both of these HSBC certificates of deposit require a minimum investment of $1,000.00.

So, with the exception of the HSBC 6 month CD, we were not that impressed with these CD rates at HSBC bank.  Please be sure to look at the HSBC online banking web site to confirm the rates and terms available in your area, as CD rates and terms can vary by location and change with time.