When we last looked at ING CD rates, they were very high, especially for some of the specials they were running.  Like most high-rate CD interest rates, though, that’s changed.  So we here at CD Interest Rates Info thought it about time we brought you up to date with ING Direct CD rates.

Right now, rates are in tiers by term and we’ll express them here at annual percentage yields (APY).  ING certificate of deposit rates are holding steady at slightly above national average, but for some terms, especially the common ones like 1, 3, and 5 years, other offers might have higher CD interest rates.

For a six or nine month term, ING CD rates are 1.25% APY.  One year or eighteen month ING Direct CD rates are 1.50% APY.  Twenty-four, thirty, and thirty-six month terms for ING certificate of deposit rates are also 1.50% APY and others might be offering something better right now for those terms.

Finally, forty-eight and sixty month terms give ING CD rates of 1.75% APY.

All of these ING Direct CD rates are available online, nationally, and can be opened anywhere in the U.S.  All ING accounts are FDIC insured.  To get the best CD interest rates, we recommend you move quickly before these change again.  Some of these ING CD rates are very good and worth looking into.

ING Direct is the online banking division of ING Group, which is a very large financial institution based in the Netherlands.  We thought that we would take a look at the CD interest rates at ING to see how they compare to the competition.  We found a few ING CDs worth investigating.

The main type of ING Bank certificate of deposit is the ING Orange CD.  Orange CDs come in many different term lengths, and ING Orange CD rates do vary depending on the length of the term.

The ING Orange 12 month CD has an Annual Percentage Yield (APY) of 4.25 percent.  That seems like a pretty good rate for a 1 year CD.

The ING Orange 24 month CD earns an APY of 4.50 percent.  Not bad for a 2 year CD these days.

The ING Orange 60 month CD also earns an APY of 4.50 percent.  With the current uncertainty about the long-term direction of interest rates, this also strikes us as an ING CD rate worth checking out.

These ING Direct CD Rates seem pretty appealing in today’s CD market.  Please remember to check the ING Direct online banking site to confirm the ING Bank CD Rates available in your town, as interest rates can change quickly and may vary by location.